This blog is a new addition to my credit score training and monitoring toolkit. It is a little educational and a little fun, and I hope you enjoy it as much as I did when I first started writing it. If you are interested in knowing how to get your credit score in the top 10% of the population, be sure to check out my credit score training and monitoring product line.

I’m not going to go over the basics of credit scores, but I’ll use some very simple credit score basics to help you get started.

Here’s something that most people don’t know about credit scores. When you apply for a loan, there are certain minimum credit requirements that must be met. These are called “credit-scoring thresholds” and they determine the limit of credit you can get. The credit-scoring thresholds are set by the Federal Reserve and are determined by the government and the lenders. Some lenders lower their limits for a variety of reasons (including higher interest rates and more restrictive credit terms).

Even though most lenders don’t care about the credit-scoring thresholds, the government does. When a consumer applies for a loan, the lender must verify that the applicant has a sufficient credit score to qualify for the loan. The lender then determines whether or not the applicant can pay back the loan. The loan-repayment calculation is based on the credit-scoring thresholds that have been set by the lender.

All lenders have their own threshold to set the credit score, so it’s not as though the government is setting a standard that everybody must adhere to. (Though it’s worth noting that the government does set the credit-scoring thresholds for small businesses as well.

A high credit score can be vital to your chances of getting the loan, but you have to pay a hefty fee for it. We will discuss lending fees in a moment, but in the meantime, a high credit score can also make you more likely to get a loan (and of course, to be able to pay back the loan).

The interest on your loan is calculated based on the interest rate that the loan company offers. They will set the interest rate and calculate the total amount of money that you’ll be charged. So it’s not like the government is setting a set standard for how much you can borrow. Instead, it’s a way that they set a standard for how much interest they’ll be charging.

Another misconception people have is that credit scores aren’t related to how much you can borrow. They are. When people are first getting a loan they usually have a credit score that is around 650 to 750 or so. These are the people who have good credit and who have a high credit score. So the reason someone is getting a loan is they have good credit, and a high credit score. But that same person may actually have a bad credit score, or a low credit score.

That is, someone with a good credit score and a low credit score will be able to get loans that you would not be able to get from people with a good credit score and a high credit score. You could say that it is a “crowd”, because people with good credit scores can get loans from people with poor credit scores. This is not necessarily a bad thing.

The problem is that these people are also getting loans from people with a bad credit score. This is true even when both people have good credit scores. You can’t get a loan from someone with a bad credit score without also having a good credit score, and when you have both you can get a loan that you wouldn’t be able to get from either one. This isn’t necessarily a bad thing either.