642 credit score
That number is probably going to come with you as you grow. It simply means you’re probably not as well off as you think you are.
I really wanted to say 642 as a generic high-risk score, but I just like the way it sounds. It is a lot less depressing than a number like 600.
This number is not a good thing, but it is a number that reflects the risk of a loan. If you have a 642, you likely have an excellent credit score. For the purposes of this discussion, I will say that the average credit score is actually in the 600-700 range. What that means is that you probably have a good credit score, but you might not have enough money to pay for it, etc.
The 642 is the point at which you start to see the big, fat “if you do X” and “if you don’t do X” statements in your report that tell you you are in trouble. It’s a good idea to know this number because it can help you evaluate your risk of default. If you’re in the 600-700 range, you’re probably fine. If you have a 642, you probably need to find a good, reliable lender to help you out.
As you can see from the infographic above, the average credit score is a little over 600, but this doesn’t mean you should necessarily be concerned about it. That said, it is probably wise to pay close attention to your credit score, especially if you are applying for a job or for a loan.
Most of us would like to think that our credit scores are pretty good. But this infographic is a reminder that we can’t be 100% certain. So if youre still not sure, you could always check your credit scores with a free version of Check My Credit. Even if you’re not a regular user, it is a great way to be able to make sure your scores are up to snuff.
The infographic also points out that there are different kinds of credit scores. The most common type of credit score is the “general credit score” which is basically a sum of all of your scores, plus 0. Any score that is lower than 200 is considered a bad score, and any score that is higher than 200 is considered good.
The general credit score is what you’re looking for right now. It is the most common type of credit score. A general credit score is the sum of all your credit scores. It is, however, not the best type of credit score because it only takes into account the amount of debt you have. For example, if you have a bad credit history, it will only show you as having a good score if you have an equal amount of debt as well.
The point though is that the general credit score is the most common type of credit score. Some people are so dependent on it, however, it is not the best type of credit score. If you have a bad credit score, it will show up as a good score, but it will only take into account the amount of debt you have.
The point is that the general credit score is the most common type of credit score. The difference between a good and bad score is the number of times you have to pay your bill. The more debt you have, the more frequent you have to pay it. The more you have, the more likely you are to fall into the negative area.